Baker Pre-Owned Grand Rapids Finance Center

Welcome to our Used Car Finance Center in Grandville, MI

At Baker Pre-Owned Grand Rapids, we're committed to giving you a shopping environment that's friendly, relaxed and totally free of high pressure. We have the same goal when it comes to financing. We've assembled a team of knowledgeable financing specialists who can help make the process of finding the right financing a relaxing, enjoyable experience. We can explain your financing options in simple, understandable terms and help keep your loan or lease expenses as reasonable as possible. Here are some basic concepts that will help you get the right financing at our Grand Rapids dealership.

Expert Service Options

Expert technicians and advisors are ready to keep your vehicle in top running condition.

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Flexible Financing

We're here to help you by going over every option clearly, and will find the right plan for you.

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Special Offers & Incentives

Proud to offer competitive prices, we work hard to leave more money in your pocket.

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Some differences between getting a loan and financing with a lease

With a loan, you get the money you need to buy your next car and then pay it back with monthly payments over a period of years. A car loan is the choice most people make because it allows Holland and Kentwood buyers to build up cash value every time you make a monthly payment. If you finance your next vehicle with a lease, it's just like renting. You make monthly payments for specified period of time and then you return the vehicle to us. With a lease, you won't own the car and you won't build up any cash value. At the end of your lease, you essentially start over, just like you would with a car rental.

Some advantages of a used car loan

A car loan is a wise financial strategy because it's like creating a savings account in the car you drive every day. Every time you make a monthly payment, you're building a little more cash value, or a share of ownership, in that vehicle. That's real money that you can someday use to help pay for your next vehicle. The monthly loan payments will be higher than lease payments but you have the opportunity to ultimately own that vehicle if you pay off the loan. Just imagine being able to say goodbye to monthly car payments.

Some advantages of financing your used car with a lease

The main reason people consider leasing a car is because it takes less money out of your pocket, at least in the short term. The initial down payment is lower with a lease than it is with a car loan. In addition, your monthly lease payments will be less than monthly loan payments would be for the same used car. Keep in mind that  a lease contract limits the number of miles you can drive every year if you want to avoid an excess-mileage fee. What's more, you'll be responsible for paying the cost of any excess wear-and-tear on your leased vehicle when you return it.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

We can save you money on a used car and on your financing

When buyers from Grand Haven and Kentwood take a look at our used inventory, you'll see that we offer attractive, quality vehicles at affordable prices. Our financing system includes an easy online credit application process. You can fill out and submit our totally secure online financing form from the privacy and comfort of your home. Our finance team will take a look at your information right away and get back to you with the best financing options for your situation. We look forward to helping you get just the right financing at Baker Pre-Owned Grand Rapids in Grandville, MI.

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  1. Baker Pre-Owned Grand Rapids

    2901 28Th St SW
    Grandville, MI 49418

    • Sales: 616-530-9191
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Get in Touch

  • Contact our Sales Department at: 616-530-9191
  • Monday9:00AM-7:00PM
  • Tuesday9:00AM-7:00PM
  • Wednesday9:00AM-7:00PM
  • Thursday9:00AM-7:00PM
  • Friday9:00AM-6:00PM
  • Saturday9:00AM-4:00PM
  • SundayClosed